PURCHASE A HOUSE

There are several factors that traditionally contribute to the success of the home buying process for any individual situation, including the amount put toward a down payment. Often this single factor is an obstacle for many individuals who wish to purchase a house. At HMS Capital, we do everything in our power to ensure that California residents purchasing a home pay a low amount down, but don’t suffer for it later.

Purchasing a home in California can be a complicated process without the right help. While the real estate market in our state has done well in recent years, home purchases aren’t always successful and can sometimes turn out to be an overbearing financial burden. Fortunately, HMS Capital can help you determine if purchasing a home is right for you. If any of the following questions apply to you, HMS Capital can help you get started toward reaching your goals:

Are You Considering Buying a Home for the First Time?

If you are, then congratulations, and welcome to the prospect of homeownership! Purchasing your first home is a thrilling, yet stressful time in one’s life, and with the help of HMS Capital, the experience is far less daunting. At HMS Capital, the loan process is made simple, and our professionals are there every step of the way.

Would You Like to Invest in Real Estate?

Taking your shot at the real estate market is always a risky business; it tends to fluctuate and the industry can be volatile. When investing in real estate, financial planning and security are critical. The experts here at HMS Capital make it their mission to ensure that your investment goes smoothly and doesn’t put you in the housing hole.

Are You Thinking About Buying a Second Home?

When you bought your first home, the thick stack of papers to sign and months of financial preparation quickly became a distant memory during the bliss of homeownership. Purchasing a second home or vacation home doesn’t have to be the same hassle it was the first time around. With HMS Capital, we focus on helping our clients ease through the home-buying process.

Current Mortgage Products

  • 15 YEAR FIXED
  • 3.75% / 3.870 APR
  • Loan amounts up to $453,100
  • No Closing Costs
  • No Appraisal Fees

*Rates subject to change without notice

Current Mortgage Products

  • 30 YEAR FIXED
  • 4.25% / 4.328% APR
  • Loan amounts up to $453,100
  • No Closing Costs
  • No Appraisal Fees

*Rates subject to change without notice

HMS Capital Inc. a dba of Best Capital Funding NMLS ID: 303222, CA DBO license #01846368, loans made or arranged pursuant to a California Finance Lenders Law license. Colorado NMLS #303222, regulated by the Division for Real Estate; Florida – License #MLD1214, Ohio – License #SM.502062.000; Oregon – License #ML-5410; Pennsylvania – Licensed as a first mortgage banker by the Department of Baking License #51518; Texas – NMLS #303222; Washington – Consumer Loan Company License #CL-303222