Another added bonus of a 15-year fixed rate loan is that you can look forward to the security and predictability of a fixed monthly payment and fixed interest rate that never fluctuates. The stability of a fixed rate loan is a highly attractive factor for potential homebuyers, as it’s easier to determine the financial comfortability long-term based on one’s income.
*Rates subject to change without notice
As previously mentioned, 15-year fixed rate mortgages are one of the shortest loan periods available to homebuyers. By steadily paying down your mortgage, after only 15 years you will have paid off your house entirely! This ultimate financial freedom is what many Americans hope for in their lifetime, and a 15-year loan could be right for you. Investing in a home can be taxing—allow HMS Capital Funding to help.
HMS Capital Funding a dba of Golden Empire Mortgage, Inc. #2427; NMLS ID: #1887548, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.